First Time Home Buyer

Looking for your first home? Buying a home is an exciting time! You're about to take a big step so you'll definitely need some advice from a mortgage professional. As a first time home buyer, you may be eligible for rebates, tax-benefits, or Government of Canada programs through Genworth or CMHC (Canada Mortgage and Housing Corporation) that allow you to put a minimum of a 5% down payment towards qualifying for your home. We'll give you the facts your bank won't tell you about financing your dream home. 

New to Canada

Welcome to Canada! If you have been in Canada for less than three years, have landed immigrant status, and have been employed in Canada for a minimum of three months, you can qualify for a mortgage. We can help find the best rates and mortgage options to purchase your home.

Get Pre-Qualified

To get pre-qualified for a mortgage, you have to provide your personal income information (i.e., yearly salary), and your debt level, including any monthly liabilities like credit cards, car payments and student loans. Based on the information you provide, you will get a rough estimate of what mortgage amount a lender would approve you for.


Being self-employed and running your own business may make it challenging to qualify for a mortgage. This is why self-employed business owners can really benefit from a mortgage brokering service. We understand business owners because we're business owners as well!


We work with institutional and private lenders who do not require self-employed Canadians to fit into such strict guidelines in order to qualify for a competitive mortgage rate. We make is easier for self-employed borrowers to obtain mortgage financing.

Debt Consolidation

It is expensive, challenging, and common for borrowers to pay down high interest credit card debt. Why pay high interest rates on your bank's credit card debt when you can add that debt to your mortgage and pay a much lower interest rate! This can really help take the pressure off your finances and free up cash for the things you want to do in life.


We can help you explore mortgage rates to choose a long term solution that works for you. Gain financial peace and consolidate your debt today by giving us a call.



If you require some advice or a contractor to help you with your renovations, please reach out.


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